Great Options for Commercial Truck Insurance in Texas Are One Call or Click Away!
Need better options for commercial truck insurance in Texas? If so you have found the right company!
Call 888-505-7550 or 903-378-7300 to speak with the licensed representatives of Countryside Insurance when you need any type of commercial truck insurance in Texas.
You can also use our convenient online rate quote submission system for commercial truck insurance 24 hours per day when you click on Texas commercial truck insurance.
Our Available Markets for Texas Commercial Truck Insurance Include:
- Tow Truck Insurance Texas
- Moving Truck Insurance Texas
- Dump Truck Insurance Texas
- Owner Operator Insurance Texas
- Non-Trucking Liability Insurance Texas
- Bobtail Insurance Texas
- Cargo Insurance Texas
- Box Truck Insurance Texas
- Insurance for Couriers Texas
How Cheap Commercial Truck Insurance in Texas Can End Up Costing You More!
You look online, you watch television, and there are constant messages of “our rates are the cheapest”.
While it may seem like a good idea to go with the cheapest truck insurance in Texas, what do you really get?
As the old saying goes, caveat emptor, or buyer beware! (Or you get what you pay for)
Cheap Texas truck insurance may leave you with gaps in coverage. These gaps may end up costing you significantly more money in the long run compared to any short term savings.
How do you know what insurance is the right amount? One of the well-versed agents at Country Side Insurance can help you find the coverage you need for a competitive price.
Knowing Your Texas Truck Insurance Options Can Save You Financially!
All it takes is one large uninsured claim to change your financial circumstances for life!
Skipping certain types of insurance coverage could have long reaching financial circumstances that could change everything in a blink of an eye.
For example Johnny is an independent owner operator and he decides to skip the uninsured and underinsured motorist coverage on his Texas owner operator insurance to save money.
On a Tuesday afternoon Brianna Smith is busy texting her boyfriend Brandon as she is driving on Interstate 20 west of Fort Worth. Brianna drifts into the next lane and makes impact with the front tire of Johnny’s Tractor Trailer.
Johnny could not avoid Brianna’s Ford Fusion but he does his best to not crush Brianna with his truck by cutting his wheel sharply to the right.
The result of Johnny’s quick thinking is that Brianna avoids a serious injury or worse. However Johnny’s truck goes down a small culvert and tips over on its side.
Johnny sustains a severe back injury from the accident and becomes partially disabled.
Brianna’s car insurance company quickly offers Johnny her $30,000 policy limit for bodily injury after their accident investigation.
The big issue for Johnny is that $30,000 is not enough money to cover his out of pocket medical bills and loss of income due to the fact he can’t earn a living driving a truck anymore.
Johnny would be in a much better situation financially if he had purchased $1 million of uninsured and underinsured motorist coverage that matched his liability limits he was required to carry.
What Additional Coverage is Necessary For Your Company?
As the above claim situation clearly highlights, it’s not really a good idea to go without uninsured and underinsured motorist coverage. Some of the largest claims paid by insurance companies are because of uninsured and underinsured motorist claims.
It is estimated that one out of every five drivers on the road in Texas do not have insurance!
Skipping uninsured and underinsured motorist coverage is not a good idea in our opinion for any company in need of commercial insurance.
However the specific type of coverage you need for your company really depends on a number of factors including what type of business activities you are involved in.
For example if you own a sand and gravel company insuring three dump trucks used for hauling, it is very unlikely you would have no need to purchase something called On Hook Coverage, or Garage Keepers Coverage.
However if you own a garage offering towing services, or your business specializes in towing operations, Texas on Hook Insurance and Garage Keepers Insurance is something you may want to include in your commercial insurance package.
In reality there may be dozens of different endorsements and coverage enhancements that you may want to consider to protect yourself and your business financially.
Protecting You and Your Business with the Right Texas Commercial Truck Insurance!
Our agents are willing to help you determine the types of coverage necessary for your company.
Call us at 903-378-7300 or click on Commercial Truck Insurance Quotes Texas to send us your information online.
We offer comprehensive insurance solutions for every type of trucking operation throughout the state of Texas.
Commercial Truck Insurance is also available in the following cities: