Same Day Quotes and Coverage for Commercial Box Truck Insurance Texas!
Call the licensed agents at Pathway Insurance toll free at 800-998-0662 or click on Texas commercial box truck insurance to submit your request for an online quote.
No matter if you are a moving company with a fleet of trucks or a courier offering both small and large package delivery, Pathway Insurance can provide insurance and knowledgeable advice when you need Commercial Box Truck Insurance in Texas, Minnesota, Florida, Georgia, Tennessee, Kentucky, Ohio, Indiana, Michigan, and Maryland seven days per week!
What is Texas Box Truck Insurance?
For those unfamiliar with the trucking industry this term may seem a little strange.
Also known as a cube truck, or straight truck, a box truck is a truck with a cube shaped cargo area.
Companies that move furniture or appliances often use this type of truck. They commonly have roll up doors in the back of the vehicle for loading purposes. Moving companies will also frequently use box trucks.
If you are a moving company click on truck insurance for movers Texas to request a quote 24 hours per day or call our office between 9-5 at 800-998-0662.
Since this type of truck is different from other commercial trucks, it is important to have a policy that suits the unique needs for companies using box trucks in their business operations.
Texas Box Truck Insurance – What Are Your Coverage Options?
When insuring box trucks there are many options to consider. Never assume one policy is the same as another as there may be important differences in coverage between insurers.
Liability Coverage – Includes bodily injury and property damage. Bodily injury and property damage liability is designed to cover expenses you are found to be legally liable for when you cause an accident resulting in injury or damage to the property of others.
For example if your box truck is in an accident and someone is injured due to your negligence, and your insurance company accepts liability, your bodily injury liability coverage would cover the cost up to your limits.
Property damage would cover the cost of repairing or replacing items and property that was damaged in an accident you are found to be legally liable for. If you are in an accident and your box truck damages another car, loading dock, or building, property damage may cover the cost.
Physical Damage Coverage – Physical damage insurance is designed to cover your vehicle if you choose this option. Physical damage coverage is not mandatory by Texas state law, however if you finance your box truck, the lender likely will require physical damage coverage.
Physical damage coverage is available in the event you are found at fault for an accident, or if the other party is at fault but does not have liability insurance. Your deductible would apply in either event.
Physical damage insurance consists of 2 or 3 options including Collision, Comprehensive, or Specified Peril.
Know What Coverage is Right for Your Business!
Additional coverage options that may be available include medical payments coverage, uninsured and underinsured motorist coverage, loss of use of your vehicle, coverage for cargo, and other coverage options.
With all the insurance options we have discussed there are more we have not yet talked about.
It is important to have the right coverage for your business. Call one of the licensed agents at Pathway Insurance at 800-998-0662 toll free or click on commercial box truck insurance Texas to request a quote for commercial box truck insurance in Texas.
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